DAVE SAVAGE, founder of Mortgage Coach, is now Chief Innovation Officer of Mortgage Coach and Sales Boomerang, which together created the industry’s first BORROWER INTELLIGENCE PLATFORM that helps all borrowers achieve financial freedom and empowers lenders to become lifelong champions for borrowers. As an innovator, he founded Mortgage Coach in 1996 and cofounded SmartReply, the nation’s largest mobile marketing company, in 2000. Dave is dedicated to sharing best practices and has conducted more than 1,000 interviews with top loan officers and industry leaders, making the Mortgage Coach YouTube channel a “Netflix” for loan officers and mortgage executives. He’s a nationally known speaker on database optimization, mortgage advice, and financial literacy empowerment, and he recently received the 2022 Vanguard Award from HousingWire.